DISCLAIMER The Stocks in the Spotlight Disclosure Policy Stocks in the Spotlight does not render investment advice and does not endorse or recommend the business, products or securities in any company mentioned on this sight or in any printed issue or reprint.  The information on this site and in the newsletter was obtained from sources believed to be reliable, but is not guaranteed, is not considered all inclusive, and should not be relied on as the sole source of information/opinion for making investment decisions.  Invest in stocks only after consulting with your investment advisor or broker and reviewing complete information from the company. Stocks in the Spotlight recommends that you contact each company before investing. The opinions expressed in the "Stocks in the Spotlight" are the opinions of the "Stocks in the Spotlight" only unless otherwise stated. Stocks in the Spotlight does not endorse the views and opinions of any editorial contributors or other sources of information, or advocate the purchase or sale of any security or investment. Stocks in the Spotlight does not endorse the views and opinions of our advertisers, if any.  It should not be assumed that opinions or recommendations will be profitable or will equal past performance. You should be aware that all stocks carry a certain degree of risk, some greater than others, and you should only invest with funds that you are able to get along without.  When investing in the "higher risk, higher reward" stocks you should allocate only such funds that do not exceed the amount you could lose without undue discomfort or inconvenience.   Options involve a high degree of risk.  When considering options you  should be aware that options are not suitable for all investors and that all options, especially PUT options carry a higher risk than other investments.   Do not invest based on any of the recommendations or updates in each issue or on these pages, unless you are willing to do an in-depth analysis of the company on your own.  Recommendations and opinions are intended to give you the opportunity to learn about situations early on so that you may have time to investigate yourself. Neither is intended to be used as a basis for investing. The stories and stocks found on this site, or any "Stocks in the Spotlight" written material, are the opinions of J.R. Budke, unless otherwise stated, and should not be considered as advice. You should not purchase any stocks solely on the opinions found on the "Stocks in the Spotlight's" web site or in any of its written material. The "Stocks in the Spotlight" provides information only, this is not intended to be a recommendation to buy or sell the profiled security, nor is this an offer to buy or sell the security. The publishers of "Stocks in the Spotlight" are not investment advisors, a licensed broker, a broker dealer, a market maker, an investment banker, or underwriters. All material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. Before purchasing or selling any security profiled, it is encouraged and recommended that you consult a stockbroker or other registered financial advisor. The reader must understand that the companies we select may involve a high degree of investment risk. Potential investors must understand that they may lose all or a portion of their investment due to the risk involved. The recommendations and updates in these pages may include "forward- looking" statements as that term is defined in the Private Securities Litigation Reform Act of 1995, & therefore are subject to various risks & uncertainties. There can be no assurance that actual results, business conditions, business developments, losses & contingencies, and local & foreign factors will not differ materially from those suggested in the "forward-looking" statements as a result of various factors, including market conditions, competition, advances in technology, acquisitions, potential litigation, personnel changes, capital availability, and all sorts of other factors. Buying and Selling of shares. Stocks in the Spotlight may buy, or sell, shares of companies discussed on the site for more or less than target prices given in opinions. Stocks in the Spotlight affiliates, officers, directors and employees may profit in the event these shares rise in value. Stocks in the Spotlight's opinion as to when to buy or sell are opinions only. It is up to each investor to make that decision based on his or her judgment of the market. Opinions of the Stock in the Spotlight are intended for the general market as a whole and not for individual investors on a one-on-one basis.

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